A free bank account built just for you.

Earn interest on your balance, get spending insights and much more - in an app that just works.

Open an account in just 5 minutes

Earn on the daily.

Stop waiting until the end of the month to get what's yours. We pay interest to your account every single day at 3% p.a.

Organise your money.

Wallets help you separate your money into their own space so you can reach your savings goals faster.

See where your money goes.

Keep track of your spending with insights. Spot trends and set alerts to be in control of your spending.

Top up and pay bills without any admin fees and transaction fees.

Transfer and pay bills.

We're connected to all the major Indonesian payment systems including BI-Fast so you can be sure your payments will arrive at their destination in seconds.

Transfer money to any bank instantly
Receive incoming transfers from any bank or e-wallet
Top up popular e-wallets including Gopay, OVO, Dana and Shopeepay
Pay bills in a couple of taps including PLN, PDAM, internet, mobile phone and many more
Balance Protection can help you better manage your budget and cover any unexpected bills.

Be prepared for the unexpected.

Balance Protection can help you better manage your budget and cover any unexpected bills.

We offer eligible customers Balance Protection (similar to an overdraft) with a single interest rate that's charged only when you use it.

Get a limit up to 5 million rupiah
You'll only pay 19% APR on the balance used
No fixed repayment dates or amounts
No penalties and no stress

This service is currently available by invitation only. You'll need your salary direct deposited into your Mondooli account to qualify.

Cost calculator

Industry leading safety and security.

Every Mondooli account has some of the world's best security built-in to keep you and your money safe.

Safeguarding

Your balances are 100% protected and not lent to other customers, unlike traditional banks.

Laws and regulations

We operate in full compliance with laws and regulations. Our partners are licensed by Bank Indonesia and supervised by OJK.

Mandatory PIN

You'll need to set a 6 digit PIN to authorise every login and payment from your account.

Confirmation of payee

You'll know who you are paying before sending the money to reduce the risk of scams.

Frequently asked questions.

This account is designed to give you everything you need to manage your money - without pesky fees.

Everyday account (also known as a current account) with a local bank account number
Earn 3% EAR interest on your balance
Create multiple saving wallets to separate your money
Saving vaults (similar to a time deposit) up to 7% EAR interest
Balance protection (similar to an overdraft) available to eligible customers
There is no minimum balance or opening balance. You'll need to make a transaction at least once every 6 months to keep your account open.

Yes! Our commitment to ethical banking means we can offer a profitable product without all the fees that you're used to.

No monthly fees
No admin fees
No transaction fees
Definitely! You'll get an account in your own name with your own unique account number that's instantly ready to send and receive money.
You'll start earning 3% EAR on your balance from the moment it arrives in your account. We calculate your interest daily and pay it into your account every single day.
You can get started in just 5 minutes. You'll just need an Android or Apple phone to download our app, an active email address and mobile number that can receive SMS and a photo ID that isn't expired.
Our local customer care team are happy to help. You can get in touch with us via email, call or live chat in the app.
Have a question?